Special Issue on Financial Inclusion and Challenges Ahead

Submission Deadline: Nov. 30, 2019

This special issue currently is open for paper submission and guest editor application.

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  • Special Issue Editor
    • Manisha Raj
      Amity university, Noida, India
    Guest Editors play a significant role in a special issue. They maintain the quality of published research and enhance the special issue’s impact. If you would like to be a Guest Editor or recommend a colleague as a Guest Editor of this special issue, please Click here to fulfill the Guest Editor application.
    • Isha Jaswal
      Delhi Metropolitan Education, Indraprathstha University, Delhi, India
    • Shivani Mehta
      Amity university, Noida, India
    • Sangeeta Jauhari
      Rabindranath Tagore University, Raisen, India
    • Kavita Indapurkar
      Amity university, Noida, India
  • Introduction

    With the on start of globalization and vigorous penetration of commodity and financial trade among different countries, the financial system has become a reckoning factor. Recently the economic progress of India has been strongly debated and lack of financial awareness was found to be one of the gaps towards uplifting the growth of the economy. Financial literacy is a major concern world over. It is imperative to generate and inculcate better banking habits among people and the government should initiate a logical Financial Inclusion Plan (FIP) for the literate as well as illiterate population. Empowering women through digitalization is another area to be explored on urgent basis.
    The major issues faced by emerging economics in the process of amalgamating there economic activities(e.g.: trade, taxes and finance) have been the existence of huge unorganized sector in almost all the emerging economics, currency appreciation/depreciation, price fluctuations especially in oil market, declining of credit discipline, rural poverty and gender inequality. It is imperative for the economic institutions to deal with financial inclusion issues so that growth can penetrate at all the levels of the society. Further the government should seriously work on developing easy modes of formal document identification so that people with limited literacy can also become a part of financial system in a convenient way. Availability of employment opportunities in the rural India for males as well as females is mandatory because it will assist in empowering the poor.
    India is looking forward to the Brazilian model of financial inclusion where the major focus was on credit penetration by expanding banking network. Also we can emphasize the importance of financial technology and there easy application among the rural and semi-rural population. The FIP can act as a stimulating factor towards combating the financial challenges and achieving higher targets of financial inclusion.
    Aims and Scope:
    1. Women empowerment and formal document identification
    2. Financial penetration in terms of bank branches, credit availability and financial literacy camps
    3. Financial technology and the costs involved
    4. Financial literacy and financial planning
    5. Financial awareness (general as well as in course curriculum) leading to better financial discipline
    6. Savings and investment habits among rural poor and farm as well as non-farm credit

  • Guidelines for Submission

    Manuscripts can be submitted until the expiry of the deadline. Submissions must be previously unpublished and may not be under consideration elsewhere.

    Papers should be formatted according to the guidelines for authors (see: http://www.ijefm.org/submission). By submitting your manuscripts to the special issue, you are acknowledging that you accept the rules established for publication of manuscripts, including agreement to pay the Article Processing Charges for the manuscripts. Manuscripts should be submitted electronically through the online manuscript submission system at http://www.sciencepublishinggroup.com/login. All papers will be peer-reviewed. Accepted papers will be published continuously in the journal and will be listed together on the special issue website.

  • Published Papers

    The special issue currently is open for paper submission. Potential authors are humbly requested to submit an electronic copy of their complete manuscript by clicking here.

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